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updatedAt: 2026-09-30T17:50:34.235Z
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Fetch the complete documentation index at: https://docs.avvio.xyz/llms.txt. Use this file to discover all available pages before exploring further. Append .md to any documentation page URL to get its markdown version.

# Get your policy

`GET https://api.avvio.xyz/business/api/v1/payments/organizations/{orgId}/policy`

Returns your organization's caps, approval threshold, features and rate
limits. Read this first. Everything a client needs to know about its own
organization before it sends money, in one call: the payout caps
(`null` means no cap), the approval threshold and how many approvers a
held payout needs, which features are on (`mass_payouts` for batches,
`developer` for webhook endpoints), the rate-limit buckets per minute,
the idempotency windows, the currencies that require a
`purposeOfPayment`, and where to read corridors, events and the ledger.

Every value is what the server enforces with, read from your
organization at request time, not a published table. A test key reads
the sandbox's caps and approval policy (they are set per environment),
`features` from the live organization the sandbox belongs to, and
`mode: test`. A read-only key may read this.

## Parameters

- `orgId` (path, required) — The opaque organization id issued to you, normally CUID-shaped (for example `cmsx…`). It is not an `org_`-prefixed alias. Pass it unchanged in every organization-scoped path.

## Example

```bash
curl -s "$AVVIO_BASE_URL/payments/organizations/$AVVIO_ORG_ID/policy" \
  -H "x-api-key: $AVVIO_API_KEY"
```

## Responses

- `200` — The policy your organization is under right now.
- `401` — The key was refused. Nothing ran. - `UNAUTHORIZED`: missing, invalid or revoked, or a key on a route that does not accept one. - `KEY_EXPIRED`: the key passed the expiry it was issued with. Issue a new one; an expired key cannot be rotated. - `KEY_IP_NOT_ALLOWED`: the key is pinned to source addresses and this request came from another.
- `403` — A valid key that may not make this call. Nothing ran. - `FORBIDDEN`: the key belongs to a different organization. - `ACCOUNT_BLOCKED`: API access for your organization is suspended, and every key is refused until we lift it. Contact support.
- `429` — Too many requests. The default ceiling is **100 requests per minute per API credential** on a 60-second window. High-volume payout and reconciliation routes declare a 600/minute override, and batch submission a 30/minute ceiling. A separate 2,000/minute per-source-IP abuse ceiling always applies. Obey `Retry-After`; it is in seconds and is authoritative. A 429 means the request was refused before the handler ran. Retry reads normally; retry an idempotent mutation with its same `Idempotency-Key`.

Machine contract: [partner-payouts.openapi.yaml](/partner-payouts.openapi.yaml), operation `getPolicy`.