Policy
Get your policy
Returns your organization's caps, approval threshold, features and rate limits.
Path parameters
orgIdstringRequiredThe opaque organization id issued to you, normally CUID-shaped (for example
cmsx…). It is not anorg_-prefixed alias. Pass it unchanged in every organization-scoped path.
Behavior
Read this first. Everything a client needs to know about its own organization before it sends money, in one call: the payout caps (null means no cap), the approval threshold and how many approvers a held payout needs, which features are on (mass_payouts for batches, developer for webhook endpoints), the rate-limit buckets per minute, the idempotency windows, the currencies that require a purposeOfPayment, and where to read corridors, events and the ledger.
Every value is what the server enforces with, read from your
organization at request time, not a published table. A test key reads
the sandbox's caps and approval policy (they are set per environment),
features from the live organization the sandbox belongs to, and
mode: test. A read-only key may read this.
Responses
200The policy your organization is under right now.
Body · Policy
organizationIdstringRequiredThe id you addressed. A test key sends the live organization id; this echoes it.
modestringRequiredtestfor a test key or a sandbox environment: nothing here reaches a payment network.Allowed values:testlivefeaturesarray of stringRequiredEffective feature names, sorted.
mass_payoutsenables batches;developerenables webhook endpoints. Both are on unless your organization opted out.limitsobjectRequiredUSD caps enforced on
POST /payouts, batch lines and payout links; over one is422 PAYOUT_LIMIT_EXCEEDED.nullis no cap.Show 3 properties
maxSinglePayoutUsdstring | nullRequiredmaxDailyPayoutUsdstring | nullRequiredmaxDailyPerEndUserUsdstring | nullRequiredCounted against
endUser.id; when set, a payout without anendUseris refused.
approvalsobjectRequiredWhen
thresholdUsdis set, a send above it answers202with an approval thatrequiredApprovalshumans must approve in the dashboard.nullmeans approvals are off.Show 3 properties
thresholdUsdstring | nullRequiredrequiredApprovalsinteger | nullRequiredappliesToarray of stringRequiredAllowed values:payoutsbatchespayout_links
purposeOfPaymentobjectRequiredShow 1 property
requiredForCurrenciesarray of stringRequiredDestination currencies for which
purposeOfPaymentis required on a payout; values come fromGET .../payment-reasons?currency=.
feesobjectRequiredWhat your routing can state about its fees before a quote exists, read from its configuration.
nullon a number means "not published before a quote", never zero. The binding figure is alwaysfeeon the quote and on the payout; this is what to plan with.Show 1 property
payoutobjectRequiredThe payout fee, deducted from the send before conversion.
Show 4 properties
bpsinteger | nullRequiredBasis points of the send for every corridor not listed in
byCurrency.fixedUsdstring | nullRequiredFixed component in USD. Null when the network's own fixed charge is only priced on a quote.
byCurrencyobjectRequiredCorridors priced differently from the default, keyed by destination currency. Empty when none are.
notestringRequiredWhat the numbers cover and where the binding figure is. Prose; do not branch on it.
rateLimitsobjectRequiredRequests per minute per credential.
payoutsisPOST /payouts;readscoversevents,orders,balance_transactionsandaudit-events;batchesis batch creation; everything else isdefault. A source-IP ceiling applies on top.Show 4 properties
defaultintegerRequiredpayoutsintegerRequiredbatchesintegerRequiredreadsintegerRequired
idempotencyobjectRequiredShow 3 properties
requiredbooleanRequiredAn API key must send
Idempotency-Keyon every route that moves money.replayWindowDaysintegerRequiredHow long a key replays its original response.
nearDuplicateWindowMinutesintegerRequiredA byte-identical body under a different key inside this window is
409 DUPLICATE_REQUEST_DETECTED.
linksobjectRequiredRelative paths, with your organization id filled in, for the reads an integration needs next.
Show 3 properties
corridorsstringRequiredeventsstringRequiredbalanceTransactionsstringRequired
Errors
401The key was refused. Nothing ran.
UNAUTHORIZED: missing, invalid or revoked, or a key on a route that does not accept one.KEY_EXPIRED: the key passed the expiry it was issued with. Issue a new one; an expired key cannot be rotated.KEY_IP_NOT_ALLOWED: the key is pinned to source addresses and this request came from another.
403A valid key that may not make this call. Nothing ran.
FORBIDDEN: the key belongs to a different organization.ACCOUNT_BLOCKED: API access for your organization is suspended, and every key is refused until we lift it. Contact support.
429Too many requests. The default ceiling is 100 requests per minute per API credential on a 60-second window. High-volume payout and reconciliation routes declare a 600/minute override, and batch submission a 30/minute ceiling. A separate 2,000/minute per-source-IP abuse ceiling always applies.
Obey
Retry-After; it is in seconds and is authoritative. A 429 means the request was refused before the handler ran. Retry reads normally; retry an idempotent mutation with its sameIdempotency-Key.
Error body · Error
typestringRequiredStable machine-readable code.
detailstringRequiredWhat went wrong, in a sentence. Always a string, so
detail.toLowerCase()is safe.More
This is the field to read on
BAD_REQUESTandPROVIDER_REJECTED, where the type alone does not name the condition.messagestringRequiredThe same text as
detail, kept for integrations written beforedetailexisted. Readdetail.resolutionstringOptionalWhat to do about it, when there is a specific answer. It is not on every error (it is absent on
BAD_REQUEST,NOT_FOUND,PAYOUT_NOT_CANCELABLEandDESTINATION_ACCOUNT_NOT_FOUND), so treat it as optional and fall back todetail.statusintegerRequiredHTTP status, repeated in the body.
statusCodeintegerRequiredThe same value as
status, kept for integrations written beforestatusexisted. Readstatus.requestIdstringRequiredQuote this to support and we can find the exact request. Also sent as the
x-request-idresponse header, which is the only place it appears on a successful response. Success bodies do not carry it. Send your ownx-request-idon the request and we use it, so your trace and ours share one identifier; otherwise we mint one.errorsarray of stringOptionalPresent on VALIDATION_ERROR; names each field that failed.
originalIdempotencyKeystringOptionalOn
DUPLICATE_REQUEST_DETECTEDonly. Send the request again with this to receive the original payout instead of making a second one. Without it there is no way to recover except by risking a double payment.originalPayoutIdstringOptionalOn
DUPLICATE_REQUEST_DETECTEDonly. The payout the first request created.originalBatchIdstringOptionalOn a batch
DUPLICATE_REQUEST_DETECTED. The run the first request created.originalRequestIdstringOptionalOn a
409 PAYOUT_OUTCOME_UNKNOWNreplay. TherequestIdof the call whose outcome is unknown; quote it to support.existingRecipientIdstringOptionalOn
BANK_ACCOUNT_ALREADY_LINKED. The recipient in your organization that already holds this account.existingMethodIdstringOptionalOn
BANK_ACCOUNT_ALREADY_LINKED. The payment method on that recipient.
Branch on type, never on the status or the message. Every error type is listed with what to do about it.
Was this page helpful?